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$500 Down Payment
You can buy a HUD owned home with only a $500 down payment. Plus, request up to 3% towards buyer closing costs. More Info


Leigh-Jo Anzures - (505) 730-8181
Leigh-Jo Anzures
Rio Rancho Realtor

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Avoid Foreclosure With Short Sale


What is a Short Sale?

A short sale is a method of selling a home for less than what is owed to the bank.  You can attempt to sell your home via short sale if you are no longer able to maintain mortgage payments, are already behind on payments or are unable to sell under normal circumstances because you owe more on the home than what it is worth.


Pros & Cons

There are benefits of selling via short sale.  Under Fannie Mae guidelines, depending on your specific circumstances, you could be eligible to buy a new home in two years, instead of 5-7 years if you were to go through foreclosure.


A set back is the time it could take to complete the short sale process.  It can take three months to over a year to close, if it indeed makes it to the closing table.  Since pricing and terms are subject to bank approval, there is no guarantee that the bank will accept an offer to sell the home as a short sale.


How to Short Sale a Home 

The first step is to quickly connect with us.  We are experienced with short sales in Rio Rancho.  It is critical that we get in touch with your mortgage company to begin the short sale process and work towards stopping foreclosure.  There is no cost to you for our short sale assistance because, the bank pays for our services.  Therefore, take advantage of our short sale knowledge and expertise.


To make it easier for you, we will obtain proper authorization with your bank to work directly on your behalf.  We will also assist you in compiling all the necessary documents and completing a short sale packet that is often provided by the bank.


Home Affordable Foreclosure Alternatives (HAFA)

HAFA offers benefits to qualified homeowners. Unlike traditional short sales, a HAFA short sale can completely release you from your mortgage debt once you sell the property.  This means that you will no longer be responsible for the loss taken on the home.  In addition, HAFA has less of a negative effect on your credit score than traditional short sales or foreclosure.  Best of all, HAFA may provide you $3,000 in relocation assistance when you close.


Listing Your Home For Sale

We will professionally list your home and create a marketing campaign to attract qualified home buyers.  A special perk of working with Syan Real Estate is, we are the only real estate brokerage who can showcase homes on


Plus, we are confident that our combined Internet network generates more web traffic in a single day, than the average real estate agent's website generates in an entire year.


With approximately 90% of home buyers using the Internet to search for properties, your home should receive maximum exposure.  Not only will your home be featured on, but your home will also appear in the search results of all major real estate companies, including all of our competitors' websites.


To get started, discover what similar homes in Rio Rancho are selling for by using our FREE home valuation.  We'll carefully research your area, provide you with a detailed markey analysis and inform you of your options.



Feel free to call/text us at (505) 730-8181 or e-mail us with questions regarding selling your home as a short sale.  Remember, there is no cost to you for our assistance with the sale of your home.  The bank pays for our services, so take advantage of side-by-side assistance with avoiding foreclosure.




Rio Rancho Neighborhoods


Cabezon Communities:
      Rancho Oro
      Rancho Plata
      Arbolera del Este
      Yucatan del Estante
      Las Brisas

Rio Rancho Estates
Northern Meadows
Enchanted Hills
Loma Colorado
High Resort
Cedar Hills
Star Heights
Valley Ridge
Sugar Ridge
Diamond Ridge
North Hills
River's Edge I
River's Edge II
River's Edge III
High Range
Panorama Heights
Los Milagros
Western Hills
Southern Park
Sabana Grande
Corrales North
Loma Encantadas
Vista Entrada
Mountain Hawk Estates
Chaco Ridge
Mirador del Sol
Camino Crossing
Vista Hills

Greystone Ridge
Fairways Condos
Star Villa

The Islands
Renaissance Townhomes
Chamisa Greens
Los Pinons
Sierra Norte
Cielo Norte

Corrales Heights
Sara's Meadow
Desert Ridge
Country Club Hills
Rolling Hills
Greystone Pointe
Arrowhead Ridge
Holiday Park
Trinity Estates

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